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I am terry and my problem is for my father not for me. for months now he has needed financial assistance and I hadn't been able to get it mostly because when combined in total income added the guidelines say we make too much, but here barely just making day to day. I can't see how that is possible for 4 guys in one house, my father is retired, and hes just getting a pension and his social security, with my part time wage I get. I have two brothers, they are working but not enough wages generated to say we are making it work. I see where the money goes, and know that our father needs help, we are facing some real problems that just can't be handled in one day. I had looked at several programs for him but for him to qualify, me and my brothers would have to be living out of the house, and that isn't going to happen cause neither of us make enough to live outside of the home we lived in since childhood we been here for over thirty years now. My brothers, know the financial situation is serious, and well when we are together what we put in just for the basic necessities, like food and loans they are currently paying off. Our fathers, has the biggest portion, the house mortgage, house insurance, electricity, heat when it is needed to use the water, sewage, and then his credit card payments that are currently not active. I have a few debts myself also paying off on what I manage on in wages. I am not sure where to turn cause I feel like I failed in this family I am the older brother and have to manage my fathers expenses as a temporary power of attorney on the banking our father always left the check signing to our mother but since her passing in 2002 everything nearly fell apart, cause then our father was home and then later he had help in home assistance with an elderly program. In the early months then he fell and broke his hip in 2007, and then his house was goiing through big problems, we had to make repairs and now we can't finish them. The nursing home only received two payments to his bill of what I could get out of his banking account. I am facing most of the brunt of questions, and ridicule of the collectors that call the house to require payments now its the nursing home they are putting pressure and I fear for the worse that they are going to force the release of our dad for non payment to his care. I had applied to the Public Aid on Dads behalf, but it fell through, because we are living home, I don't have neither do my brothers have a place to go to and start over. We are older in age, I'm 49 my middle one is 47 the youngest is either 38 or 39. I am sitting here just hours away from getting that call from the to remove our father from the nursing home cause of non payment. I am really alone, my brothers won't acknowledge that we are in a financial disaster and that everything will be like it was but thats not never going to be. Everyday the idea comes either to drowning to the debts or let the house be sold to cover the nursing hoime bill and then he would end back to one, since I doubt the same nursing home will take him again because of the debt he incurred with them and since our father couldn't continue caring for the house the money would be taken away from what is left the charges of 881.00 a month, our father is 78. You know for me I never wanted anything, cause eventhough Im 49 there is something out there, and I have other options but I just can't just walk away from this that would kill me inside.  I'd like to live my own life since most of my earliest 20 years has spent mostly at with the exception of 3 years when I was on my own, and working good in the 1990's and 2000's I had lived in a nearby town for almost 2 and a half years and then 4 months in Florida but then our mother became ill and I had to come home and again began helping to care for the house when mom couldn't, and now it's dad. If the house is forced to be sold to cover the nursing home bill. I wouldn't really have a problem with that. I just wonder what would my brothers do, I know I shouldn't worry about them, but I do. Thank you for reading and giving suggestions, comments, and sharing your hopeful solutions.  Most appreciated.